The Delta Asia Financial Group is a full-fledged banking and financial services group encompassing the territories of Macau and Hong Kong. Its banking arm in Macau, Banco Delta Asia S.A.R.L., (formerly known as Banco Hang Sang, S.A.R.L.), and its deposit taking subsidiary in Hong Kong, Delta Asia Credit Limited (formerly known as Foreign Exchange and Investment Ltd.), started their operations in Macau and Hong Kong in 1935 and 1962 respectively. Today, the Delta Asia Financial Group is well-known for its three core business activities, viz., investment banking , commercial banking and insurance.